"Better-than-FREE" Checking

TruService offers three convenient "Better-than-Free" Checking account options so you can choose one that fits your individual needs and lifestyle.  Direct Deposit, No Monthly Fees, Overdraft Protection, Courtesy Pay, Debit/ATM Cards... you name it, you got it.  Plus travel and  cash back rewards with your TruService Debit card. Earn points for every dollar you spend!

• Tru Advantage Checking
  Designed for our members who like a checking account with all the options. Free VISA Debit Card, Free Bill Pay (unlimited transactions), Free Online Account Access, Free Telephone Teller, your first box of checks Free, Direct Deposit and Courtesy Pay*, Free auto-transfer from other accounts (loan payments, club accounts, kid's accounts), no minimum balances, and loan discounts on most consumer loans.
  
  
• Money Market "Gold" Checking ($2,500+)
  An account designed for our members who want a little more for their money. All the benefits and features available with TruAdvantage Checking PLUS:  Earn dividends when you maintain an average daily balance of at least $2,500!
  
  
• High-Five Checking (Ages 55+)
  Our High-Five checking account is designed for members over 55 who want all the options available with the TruAdvantage account PLUS: 100% free checks as long as you have the account, and earn dividends with an average daily balance of at least $1,000.

Overdraft and Courtesy Pay Protection
Overdraft Protection allows money to automatically transfer from a Savings account to your Checking account in case an inadvertant overdraft occurs.  With TruService Overdraft Protection, you use your own money to prevent your Checking account from going negative.  The cost for Overdraft Protection begins as low as $2 per overdraft transaction, maximum three Overdraft Protection transactions per month.

Courtesy Pay* protects your checking account when an inadvertant overdraft occurs. In other words, if you write a check that takes your checking account negative, that check may be paid on your behalf by TruService. Of course, you have to deposit the funds to cover the amount of the overdraft and Courtesy Pay fee, but at least you won’t have to pay the merchant’s returned check fee or any collection agency fees. Not to mention it will protect your credit rating, and save you the embarrassment of a returned check.
*Must qualify for the Courtesy Pay program.

Disclosure

 

 

 

 

 

 

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency